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Understanding Your Rights and Responsibilities After a Car Accident

Texas is considered a fault-based insurance state, meaning that the at-fault driver is generally responsible for damages caused to other people. If you are involved in a car accident that was caused by someone else’s negligence or wrongdoing, you would file a claim against their insurance company. You would not have to pay a deductible unless you filed a claim through your own policy.

At the Karam Law Office, we helped individuals who have been involved in car accidents get the largest recovery for their injuries. We work tirelessly to ensure that you receive fair and full compensation from the insurance company. Our lawyers know how to maximize damages, ensuring that you receive the most money possible. If you were involved in a car accident, contact our office at (914) 368-7168 for a free consultation. 

What to Do If You Are Injured in an Accident That Wasn’t Your Fault

If you are involved in an accident that was not your fault, you might be entitled to compensation from the other driver’s insurance company. All motorists in Texas are required to carry proof of financial responsibility, which is usually done by purchasing auto liability insurance. 

The mandatory minimum of liability insurance coverage is: 

  • $30,000 bodily injury per person
  • $60,000 bodily injury per accident
  • $25,000 property damage per accident

Liability insurance covers other people that are injured or sustain damage in an accident, not the driver that caused the crash. Therefore, if you are involved in a car accident caused by another person’s negligence, you would file a claim against their liability insurance policy. 

Getting the Compensation You Deserve

It is strongly recommended that you consult with a car accident lawyer before filing a claim for damages. Insurance adjusters may try to downplay your injuries or put you at fault for the accident. Without the help of an attorney, you may not get the settlement you deserve. 

Early settlement offers from insurance companies rarely cover all of an injured party’s medical bills and future treatment. They usually will not account for things like pain and suffering or other less obvious damages. In order to get the compensation you need to fully recover, you need an attorney who will fight for you.

Hiring an Experienced Car Accident Lawyer

At the Karam Law Office, we have recovered millions on behalf of injury victims and their families throughout Texas. We know what it takes to win and will not rest until our clients receive the financial recovery they deserve.

When you are injured in an auto accident, you need experience you can trust. You need an attorney who knows how to hold insurance companies accountable. If you or a loved one is injured in a car crash, contact our office at (914) 368-7168 for a free consultation. 

We work on a contingency fee basis, meaning you pay no attorneys fees unless we win. Do not settle for less. Call our office today to get started.